» Traditional IRA: Build A Retirement Nest Egg

   • Contribute tax-deferred income up to $4,500 annually
   • No fee to open
   • Various investment options with competitive rates and terms
   • Investment options include CDs with fixed terms
   • Previous year contributions accepted until April 15
   • Beneficiary options
   • FDIC insured
   • Free Online Banking

   • View Rates

Requirements:
   • Only $500 to open a Traditional IRA

» Roth IRA: Build A Retirement Nest Egg

   • Contribute tax-deferred income up to $4,500 annually
   • Pay current tax table rates and grow future retirement funds

   • Benefit from tax-free income and capital gains

   • Investment options for yourself and/or your spouse include a KNB Certificate of Deposit

   • Free Online Banking
   • FDIC insured
   • Qualified distributions are available tax-free if assets have been in IRA for at
      least five years and:
               a. Recipient is at least 59 1/2 years old
               b. Recipient has a disability
               c. Recipient is a first-time home buyer
               d. Recipient is deceased
   • View Rates

Requirements:
• Only $500 to open a Roth IRA