» Certificates of Deposit – Effective 4/21/08
Terms Interest Rate APY*
03 Months 1.759% 1.80%
06 Months 1.779% 1.82%
09 Months 1.812% 1.85%
12 Months 2.753% 2.78%
18 Months 2.867% 2.90%
24 Months 2.923% 2.96%
30 Months 2.923% 2.96%
36 Months 3.146% 3.18%
48 Months 3.189% 3.23%
60 Months 3.261% 3.30%
"$500 minimum CD balance. Substantial penalty for early withdrawal."
» Money Market Checking Account
Account Interest Rate APY*
$1,000.00 to $24,990.00 0.874% 0.88%
$25,000.00 to $99,999.99 0.881% 0.88%
$100,000.00 to 499,999.99 1.021% 1.03%
$500,000.00 & Over 1.099% 1.10%
» Totally Free Money Market Checking Account
Account Interest Rate APY*
$1,000.00 to $24,990.00 0.874% 0.88%
$25,000.00 to $99,000.00 0.881% 0.88%
$100,000.00 - $499,000.00 1.021% 1.03%
» Wall Street
Account Interest Rate APY*
$0-$999.00 0.303% 0.30%
$1,000-$2,400.00 1.000% 1.00%
$2,500-Plus 1.699% 1.71%
(If balance falls below $1,000 - $8 per month service charge)
» NOW Accounts
Account Interest Rate APY*
NOW** 0.721% 0.72%
Super NOW*** 0.823% 0.83%
» Savings Accounts
Account Interest Rate APY*
Savings 0.499% 0.50%
Totally Free Savings 0.499% 0.50%
Totally Free High Yield Savings 1.023% 1.03%
Totally Free Youth Savings 0.499% 0.50%
» Checking With Interest
Account Interest Rate APY*
Totally Free 0.000% 0.00%
50+ 0.303% 0.30%
VIP 0.303% 0.30%
» Health Savings Account
Account Interest Rate APY*
Health Savings Account 0.234% 0.23%
» Traditional & Roth IRA
Terms Interest Rate APY*
06 Months 1.779% 1.82%
12 Months 2.753% 2.78%
18 Months 2.867% 2.90%
24 Months 2.923% 2.96%
30 Months 2.923% 2.96%
36 Months 3.146% 3.18%
48 Months 3.189% 3.23%
60 Months 3.261% 3.30%

Contact any Kennett National Bank office for current rates not shown above.
Rates are subject to change without notice.
Interest Rates effective as of 4-21-08

* APY = Annual Percentage Yield: Rates are subject to change without notice.
Fees applied to account could reduce earnings on the account.

** $1,000 minimum NOW Account balance required to obtain stated Annual Percentage Yield.

*** $2,500 minimum SUPER NOW Account balance required to obtain stated Annual Percentage Yield.

$50 Minimum Deposit required to open account.
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KENNETT NATIONAL BANK
805 First St. • Kennett, MO 63857
Ph: 573.888.9051
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