• Check your balances
• Initiate transfers
• Find the latest rates
• Call 1-866-357-8229 » First time User Instructions • You will need your account number and a 4-digit pin number. • The last 4 digits of your social security number are your initial pin number. The first time, you will be asked to change the last 4 digits of your social security number (pin number) to any other 4 digit number. Need help? Press 3 for Xpress Banker's help menu.