Totally Free Checking

Get unlimited check writing and debit card transactions, free online banking and free bill pay, all at no charge.
  1. No monthly service fee
  2. No minimum balance 
  3. Unlimited debit card use and check writing
  4. Free instant-issue MasterCard® debit card
  5. Free online banking & bill pay
  6. Free eStatements and check images
  7. Free voice banking by phone
  • $50to open
  • $0minimum balance
  • $0monthly fees
Apply Now

Kasasa Cash Back

Make purchases with your debit card and get $10 cash back every month*! Get ATM fee refunds too. 

  1. No monthly service fee
  2. No minimum balance
  3. Unlimited debit card use and check writing
  4. Free instant-issue MasterCard® debit card
  5. Free online banking & bill pay
  6. Free eStatements and check images
  7. Free voice banking by phone
  8. No points to accumulate or category restrictions
  9. 4% cash back on debit card purchases that post and settle*
  10. Up to $10 in cash back per monthly qualification cycle*
  11. Nationwide ATM fee refunds*
  • $50to open
  • $0minimum balance
  • $0monthly fee
Apply Now

Qualifications

Do a few simple things, you probably already do, each monthly qualification cycle:
  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatements
  • Have at least one direct deposit OR automatic payment (ACH) OR online bill payment

*APY=Annual Percentage Yield. APYs accurate as of 2/14/2014. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. When monthly qualifications are met, you will receive 4.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver account receive an APY of 1.00%; and (2) balances over $25,000 in Kasasa Saver account earn 0.38% interest rate on portion of balance over $25,000, resulting in 1.00-0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver account earn 0.04% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.