Free Kasasa Cash Back
Get paid to shop. Free Kasasa Cash Back® checking pays 4% cash back (up to $10) on your everyday debit card purchases each month.*
You'll also get refunds on your ATM fees, nationwide* — all for doing banking basics that you're probably already doing. Open your account online today.
- Free checking that pays you back
- 4% cash back on debit card purchases that post and settle*
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $10 cash back per month
- Refunds on your ATM fees, nationwide*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking & bill pay
- Free MasterCard® debit card
- Free eStatements
- Free Xpress phone banking
- Unlimited check writing
- $50 minimum deposit to open
It's Easy to Earn Your Rewards
Just do a few simple banking activities (we call them "qualifications"). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatements
- Have at least one direct deposit OR automatic payment (ACH) OR online bill payment
That's it! And even if you don't meet your qualifications in a month, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the following month.
Have a KNB checking account already? Replace it with Kasasa Cash Back.
*APY=Annual Percentage Yield. APYs accurate as of 2/14/2014. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. When monthly qualifications are met, you will receive 4.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver account receive an APY of 1.00%; and (2) balances over $25,000 in Kasasa Saver account earn 0.38% interest rate on portion of balance over $25,000, resulting in 1.00-0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver account earn 0.04% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.